Is financial coaching right for you?
What does a financial coach do?
I help my clients identify their goals and how they will achieve them financially. Because I want you to Live Your Way, that process will be as unique as you are. Some clients need basic financial education, others need help creating a debt-payoff or savings plan, and still more may need help identifying mistakes or habits that are keeping them from making progress on their goals.
How is a financial coach different from a financial planner or advisor?
I don’t manage investments, do tax planning, or sell you anything but my time and expertise. In fact, if you do work with a financial planner or financial advisor, working with a financial coach can make you an even better client for them. Why? Because a financial coach works with you to build positive financial habits and increase your discretionary income. My job is to make you a more confident, educated, and powerful participant in your financial future.
How do I know if I need financial coaching?
If you feel like you could be doing something more with your money, chances are I can help you. Live Your Way Financial Coaching may be a good fit for you if some or all of these apply. Do you:
Have a household annual income of $60,000 or more
Have consumer debt, including:
Live paycheck to paycheck or have less than $5,000 of emergency funds saved
Don’t fully understand where your money is going and why
Struggle to find money to fund retirement, vacations, home repairs, and other larger expenses or goals
Need a straightforward, step-by-step plan to get out of debt
Want to feel confident about and in control of your finances
Expect to go through (or are going through) a life transition and need guidance on making that transition smoother financially
Think there is a better way to manage your money but aren’t sure where to start
Desire knowledge, tools, and techniques to transform your financial life
Is there anyone whom you don’t work with?
I feel an obligation to work with clients for whom I truly believe I can change their lives for the better. You can always schedule a free 20-minute call to see whether we are a good match. However, Live Your Way Financial Coaching may not be a good fit for you if you:
Have an annual household income of less than $60,000
Are currently facing bankruptcy, foreclosure, or other major financial trouble
Have a significant legal situation that limits your ability to make financial changes
Are not ready to examine your financial values, goals, and behaviors honestly
Want a quick fix that requires little to no effort on your part
What services are not included as part of your coaching?
Live Your Way Financial Coaching is not qualified to:
Provide advice about individual stocks or investments or asset allocations
Give tax advice or prepare tax documents
Manage assets on your behalf
Perform debt negotiation or credit repair services
Offer individual or couples counseling beyond the financial scope